Third Party Property Damage Motor Insurance

Allianz helps secure your tomorrow so you can concentrate on driving
Have the flexibility to manage your motor insurance in a way that suits you.
We’ve been securing the future of our customers in Australia since 1914.
You can make a claim online or call 1300 555 030 for claims service 24 hours, 7 days a week.
Have you damaged someone else’s vehicle? You can make a claim at any time. Find out what’s involved and what you’ll need to make a claim.
Third Party Property Damage Motor Insurance covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident that’s partly or fully your fault.

  • Legal liability cover for loss or damage to other people’s property and for supplementary bodily injury – up to $20 million
  • Legal liability cover when using a substitute vehicle
  • Approved legal costs from a legal liability claim that’s covered by the policy

  • Cover for accidental loss of or damage to your vehicle
  • Fire and theft cover isn’t included
  • Compulsory Third Party (CTP) Insurance is a different type of insurance that’s not included

This is a summary only. For information on what’s covered and what’s not covered and the standard terms, conditions, limits and exclusions of cover, see the relevant Product Disclosure Statement (PDS).

Allianz Comprehensive Motor Insurance covers your vehicle, plus damage you cause to other people’s vehicles or property. If you’re looking for cover for fire, theft, accidents, malicious damage and legal liability, you might like to consider Comprehensive Motor Insurance.

Allianz Third Party Property Damage Motor Insurance doesn’t cover your vehicle. It covers your legal liability if you destroy or damage someone else’s vehicle or property during a motor vehicle accident that’s partly or fully your fault.

Third Party Property Damage (TPPD) Motor Insurance covers damage you cause to other people's vehicles and property while using your vehicle. This includes the cost of the damage and reasonable approved legal costs arising from a covered accident.

TPPD Motor Insurance doesn’t cover damage caused to your own vehicle, fire, theft, or injury you cause to other people.

If you want to cover your vehicle from accidental loss or damage, you might consider Comprehensive Motor Insurance.

For more information on Allianz Third Party Property Damage Motor Insurance, see the relevant PDS.

Yes, if you lodge a claim on your Allianz Third Party Property Damage Motor Insurance policy you’ll have to pay an excess. Check your policy schedule to see any applicable excesses.

You can’t register a vehicle in Australia without Compulsory Third Party (CTP) insurance, also known as a Green Slip in NSW. When driving your vehicle, CTP covers your liability for injuries you or other drivers of your vehicle cause to other road users. CTP insurance doesn’t cover damage to property. 

Allianz Third Party Property Damage Motor Insurance provides you with cover for loss or damage you cause to other people’s vehicles or property, while using your vehicle.  

Neither CTP Insurance nor Third Party Property Damage Motor Insurance cover damage to your own vehicle.

  1. Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.