Have the flexibility to manage your motor insurance in a way that suits you.
Up to 10% discount on your first year’s premium when you quote and buy a new Comprehensive Motor Insurance policy online1,2
Why choose Allianz Motor Insurance?
Pay monthly at no extra cost3
We're an established insurer
We’ve been securing the future of our customers in Australia since 1914.
24/7 claims service
You can make a claim online or call 1300 555 030 for claims service 24 hours, 7 days a week.
Need to make a motor insurance claim? You can make a claim at any time. Find out what’s involved and what you’ll need to make a claim.
Find the cover that's right for you
Allianz Motor Insurance has a great range of features and benefits designed to suit your needs.
Motor Insurance product comparison
Comprehensive cover
Third Party Property Damage cover
Accidental loss of or damage to your vehicle
New for old vehicle replacement after a total loss
New for old replacement after a total loss will be for a vehicle of the same make, model, engine size, features and paint type if:
- you bought your vehicle new, or as a demonstrator model, from the manufacturer or their dealer
- your vehicle is less than two years old from its first registration at the time it’s declared a total loss
- where relevant, your financier has given its written consent
- a new replacement vehicle is available in Australia
Approved legal costs from a liability claim covered by the policy
Emergency repair costs after an accident
Up to $500 for any one covered accident
Rental car after theft of your vehicle
$100 per day limit, up to 30 days⁴
Towing after a covered incident
Temporary replacement vehicle cover
Up to 14 days
Trailer and caravan cover
$1,000 or market value, whichever is less
Legal liability cover for a substitute vehicle
Cover for personal items in your vehicle
Up to $1,000 for any one incident
Lock re-keying or re-coding if your keys are stolen
Up to $1,000 for any one incident
Child seat or baby capsule replacement after an accident
Up to $500 for any one
covered accident
Rental car after an accident, where available⁴
Optional cover (extra cost)
$100 per day limit, up to 30 days
$100 per day limit, up to 30 days
Cover for tools of trade
Optional cover (extra cost)
Up to $3,000 for any one incident
Up to $3,000 for any one incident
Unnamed driver excess
Optional excess
This is a summary only. For information on what’s covered and what’s not covered and the standard terms, conditions, limits and exclusions of cover, see the relevant Product Disclosure Statement (PDS).
Ready to get started?
Frequently asked questions
- Allianz Comprehensive Motor Insurance covers your vehicle, plus damage you cause to other people’s vehicles or property.
- Allianz Third Party Property Damage Motor Insurance helps cover the cost of accidentally damaging someone else’s vehicle or property. Damage to your own vehicle isn’t covered.
Allianz Comprehensive Motor Insurance provides you with cover for accidental damage to or theft of your vehicle as well as damage you cause to other people's vehicles or property while using your vehicle. Allianz Third Party Property Damage Insurance doesn’t provide any cover for your own vehicle. It only covers your liability to pay compensation for damage you cause to other people’s vehicles or property, while using your vehicle.
Cover for damaged windscreens is provided by Allianz Comprehensive Motor Insurance, subject to the payment of any applicable excess shown in your policy documentation.
An excess is the amount you’ll need to pay towards the cost of a claim. All applicable excesses for Allianz Comprehensive or Third Party Property Damage Motor Insurance are shown in your policy schedule. If you or the driver of your vehicle are involved in an accident that’s not your fault and you can provide us with the responsible party’s details, you may not have to pay an excess.
*Conditions apply
- Minimum premiums may apply. Any discounts and entitlements may be subject to rounding and only apply to the extent any minimum premium isn’t reached. If you’re eligible for more than one, Allianz will also apply each of them in a predetermined order to the premium (excluding taxes and government changes) as reduced by any prior applied discounts and entitlements. Discounts may not be applied to the premium for optional covers.
- The online discount applies when you quote and buy a new Comprehensive Motor Insurance policy online only. Any online discounts offered are applied to Allianz’s standard rates, excluding optional covers, and are for the first year’s premium only, unless otherwise stated. Promotional or other discounts may apply from time to time for customers who apply for insurance using other methods.
- Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
- Allianz will extend your rental car or daily travel allowance period to the extent that Allianz caused or contributed to the delay in repairing your vehicle.